Core Subscription Terms
Renewal and cancellation
Core renews on the selected monthly or yearly plan until cancelled.
Members can cancel renewal at any time. Access continues until the end of the period already paid for.
Cancelling a monthly subscription does not give a refund for the unused part of the paid month.
Cancelling a yearly subscription does not give a pro-rata refund for unused months. Access continues until the end of the paid year.
The first-payment refund rule below is separate from cancelling renewal.
First-payment refunds
A refund is available within 14 days of the first payment, provided no cases have been used. The refund is the full payment less a 5% processing fee.
This refund window applies only to the first payment, not to monthly or yearly renewals.
Outside this first-payment refund window, unused subscription time is not refundable under this policy.
Switching plans
Monthly to yearly takes effect immediately.
Yearly to monthly takes effect at the next renewal.
Revise Points
Revise Points cannot be redeemed against any Core subscription, regardless of where the points were earned.
Points earned in Core can still be redeemed against eligible Mastery or Live course purchases.
Points earned in Core are kept after cancellation.
Each point expires two years after it was earned. Cancelling does not reset that expiry date.
Prices and discounts
Existing subscribers keep their subscription price for as long as they do not cancel.
If a subscription ends and the member later subscribes again, the price available at that time applies.
Global Pricing does not apply to Core. The price is the same for every member. The VAT treatment in the opening note still applies.
Core discount codes are for special occasions.
The existing 50% total discount cap in section 5 remains the default; only Koshy can approve an exception. A separate Core-specific answer to the cap question was not explicit in the launch discussion.
Mastery membership does not automatically give a discount on Core.